Swimming pools are great on those 80+ degree days. Now that summer is here, many of us are likely planning on spending more time outside (and hopefully by the pool!)
Even though a swimming pool doesn’t add to the replacement value of your home, the addition of a swimming pool is an ideal time to review your homeowner’s policy and coverage options.
In case you have had a pool recently installed or plan to in the future, there are a few important things to know about how the addition can affect your insurance coverage.
In your homeowner’s policy there is a section called Liability and a section called Medical Payments. These serve to protect you against negligence and/or an injury to someone on your property.
If you added a swimming pool to your home, you just significantly raised the chances of someone being injured. This also applies to any other recreation equipment, such as trampolines and other “kid magnets”.
Increasing your homeowner’s liability coverage and/or getting an Umbrella policy is one way you can guard against future claims, and it’s one of the wisest decisions you can make in insurance because it is inexpensive.
When it comes to liability insurance, the more coverage you have, the better! You can’t predict what’s going to happen and what level of coverage you’ll need when it does. Call us and let us review your insurance portfolio to help make sure you and your family are fully covered no matter what the situation.
It is always better to be safe than sorry when it comes to protecting the things you own and the ones you love.
Call Our Office Today To Make Sure You Are Protected!