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Stay Safe on the Water This Memorial Day

Memorial Day weekend is right around the corner. Next weekend is one of the most popular throughout the year for having fun on the boat, getting out on the lake or river, and relaxing. If you plan on getting on the water anytime this summer, or year-round, please be cautious and keep safety your top priority.

Boaters face a variety of safety concerns. In addition to watching out for other boaters, docks, and shallow water; boaters need to be on the lookout for submerged items that hover close to the surface due to low water levels.

Whether you own a fishing vessel, runabout, personal watercraft or a pontoon boat, boaters should look at their boat insurance policies to assure proper coverage for property damage and liability. Items on boats that should be covered include GPS tracking systems, fish finders, fishing equipment, life jackets, and other personal property left on the vessel.

The U.S. Coast Guard and the National Safe Boating Council recommend that boaters:

  • Take a boating education course
  • Wear life jackets as a rule. Most laws require having U.S. Coast Guard approved life jackets onboard your vessel for all passengers
  • Do not mix drinking and boating
  • Know the weather and water conditions
  • File a float plan. Give the information to a friend or relative who can call for help if you do not return as scheduled
  • Observe the nautical rules of the water, including speed limits
  • Get a courtesy vessel safety check
  • Do not discharge oil, trash, or sewage into the water
  • Properly insure the boat and make sure it has sufficient coverage

Keep these in mind while on the water this Memorial Day weekend, and all summer long! For more tips, visit

Need a boat policy or have questions about your current policy, call or come by the agency today.


Published with permission from BGI Systems. Source.