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What You Need to Know: Umbrella Insurance

Have you ever worried what would happen if you got in an accident and got sued for thousands, tens of thousands, hundreds of thousands, or even a million dollars… a lot more than your coverage offers? How would you pay the difference? How would you be able to survive? You would be a prime target for a lawsuit and could be wiped out financially and lose everything.

Getting an umbrella policy is the answer to your worries. An umbrella policy would ensure that you have adequate protection and be better protected should an accident occur. Many people with major assets do not buy the extra coverage or do not buy enough, while many others do not know about umbrella policies at all.

Adding the protection of an umbrella policy to your current insurance package is so valuable that it is a real no-brainer. Most people do not have umbrella coverage simply because they don’t understand the need for it. That’s not your fault… that’s why you have our agency to help you. We’re here to fully explain this to you so you can make an informed decision for yourself and your family.

You’re probably wondering just what umbrella coverage is. These policies do exactly as the name implies. They’ve got you covered by providing excess liability coverage, an extension coverage of your current home and auto insurance, rental property, boat, etc.—any property that you personally own (not contents). It takes care of your liability for the lawsuits and medical bills of things like an auto accident victim, or an accident that takes place on your property.

Umbrella coverage is a serious and vital part of any insurance protection package. Always remember that accidents can happen to you; they happen to people all the time. If you don’t have an umbrella policy, call or come by the office to learn more about what an umbrella policy can do for you. If you don’t have this policy, then you’re not covered in areas that could potentially wipe you out. And if you do have it, make sure that you have recently reviewed your policies with us so that we can ensure your current coverage is enough and make sure that you are protected, no matter what.

If an accident happens, the last thing you want to worry about is whether you’re insured or not. Come talk with us about umbrella policies. Let us give you the peace of mind that comes with knowing that you’re covered completely, no matter the situation.

Give us a call today so we can help you make sure you’re protected, no matter what!


Published with permission from BGI Systems. Source.