In the event of an accident, most people will file a claim with their insurance carrier, no matter what happened. Doing so seems like the logical thing to do—right? I mean, you have insurance for just this reason, in case something happens.
The problem with filing a claim before speaking with your insurance agent is that many times this could hurt you and actually COST you money!
Here’s an example: Let’s say your insurance costs $1,000 per year. You have a fender bender and file a claim for a small amount, a mere $700. Your policy carries a $500 deductible. You pay the $500 and the insurance company pays $200 to the body shop. Because of this claim, you may lose discounts up to 20% for the next 3 years. That’s $200 for 3 years, $600 out of your pocket.
Avoid making this common mistake by always checking with us first before filing a claim. We can guide you through the claims process smoothly and efficiently, while making sure to deliver the best value to you.
We’re here to help! Call us every time before you file a claim.